B10: Addressing Modern-Day Redlining in Home Mortgage Lending
October 29, 20184:00 pm - 5:15 pm
Michael Froehlich, Angela McIver; Chad Lassiter
The Center for Investigative Reporting analyzed over 31 million mortgage records and found that 60 years after the Fair Housing Act, modern day redlining stubbornly persists. This workshop will review what we know about why African American and Latinx applicants are denied mortgages at significantly higher rates than white applicants, and examine several tools to address this discrepancy, including the federal Community Reinvestment Act, enforcement of existing anti-discrimination laws for individual borrowers, and how borrowers can be better educated and empowered about their rights.
Moderator & Speaker: Michael Froehlich, Managing Attorney, Homeownership & Consumer Rights Unit, Community Legal Services, Inc.
Speaker: Angela McIver, Chief Executive Officer, Fair Housing Rights Center in Southeastern Pennsylvania and Member of the Pennsylvania Advisory Committee of the U.S. Commission on Civil Rights; Chad Lassiter, Executive Director, Pennsylvania Human Relations Commission.